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Don’t let your lender take advantage of you. Contact us for a FREE CLAIM REVIEW to determine whether you qualify for compensation. Our experienced attorneys are ready to hold lenders and insurance companies accountable for their unfair practices.
Were You Overcharged for Force-Placed Insurance? If your mortgage lender has forced an expensive insurance policy onto your home loan, you may be a victim of force-placed insurance fraud. Many lenders and loan servicers abuse this practice by overcharging homeowners, receiving illegal kickbacks, or force-placing unnecessary or excessive coverage. You have legal rights—and we can help you take action.
What is Force-Placed Insurance?
Common Examples of Force-Placed Insurance Fraud:
Inflated Premiums – Lenders charge homeowners much higher insurance rates than what’s available on the market.
Unnecessary Policies – Some homeowners are force-placed with coverage they do not actually need.
Dual Coverage – Lenders impose force-placed insurance despite the homeowner already having an active policy.
Kickback Schemes – Mortgage servicers enter into agreements with insurance providers to receive unlawful commissions, driving up costs for homeowners.
Retroactive Coverage – Some lenders backdate policies, charging homeowners for periods they were already covered.
How We Can Help
Our legal team specializes in fighting back against unfair force-placed insurance practices. If you believe you’ve been subjected to this type of fraud, we may be able to help you recover: overpaid premiums and hidden fees, compensation for financial loses, & legal fees and damages.
Force-placed insurance, also known as lender-placed insurance, occurs when a mortgage company purchases insurance on behalf of a homeowner—often at an inflated cost—when it claims the homeowner’s own policy has lapsed or is inadequate. Unfortunately, many lenders exploit this process, leading to excessive premiums, hidden fees, and coverage that may not even protect the homeowner’s interests.
